please see your branch location for current hours & ACCESSIBILITY.
NOTICE as of 11/25/2020 – Due to increased number of Covid cases across all of the communities we serve, all First United offices will be returning to managed lobby access or appointment-only basis beginning Monday 11/30/20. Please refer to your community office location (found on our locations page) for hours of operation and accessibility.
As always, you can still do your banking through our drive-up facilities, digital solutions, and by using our Customer Service Center by calling 1-888-692-2654.
The health and well-being of our associates, customers and communities is our top concern.
As of Monday 11/30/20, our lobbies returned to managed lobby access or appointment-only basis. Please expect to wear a mask upon entering and follow floor markings for safe distances. If you are feeling ill, we ask that you DO NOT enter our facility but look to our digital services or Customer Service Center to help address your banking needs. If you need more comprehensive service or if you need to discuss any financial hardships as a result of the pandemic, please let us know and we will do our best to help you.
- Our drive-up windows are OPEN where available, check branch hours before visiting.
- Use our ATMs to make deposits, withdrawals and transfers.
- Access our digital banking tools, available 24/7.
- Call your local office or the Customer Service Center at 1-888-692-2654 to set-up an appointment if absolutely necessary, to discuss more comprehensive services or any financial hardship you may be experiencing. We will do our best to accommodate your needs quickly and safely. Our offices continue to perform recommended daily cleaning measures, but should you be permitted to enter the branch, you will be asked to wear the provided mask and use hand sanitizer or gloves, appropriately.
- Maryland Governor’s Facebook Feed
- Maryland’s Roadmap to Recovery
- Allegany County – Roadmap to Reopening
Maryland Public Schools Closed Thru End of School Year.
- Legacy Business Transition Program
- Allegany County – Restaurant Relief Fund
- Maryland Business Express
- Small Business Survival Guide from the Maryland SBDC
- FrostburgFirst Implements Small Business Relief Mini-Grant Program
- Allegany County – Small Business Grant Information
- Allegany County – COVID-19 Assistance Fund Info
- Garrett County – Small Business Assistance
- Garrett County – Kick-start Business Grant Program
- Garrett County – Roadmap to Recovery: Best Practices for Businesses & Attractions
- Washington County – Rise Up Grant – Extended Deadline! (June 30)
Health & Wellness
- Home Meals for Seniors – Call 1-866-50CHECK
- Health Expense Reimbursement – Allegany County Health Department is accepting applications for reimbursement of COVID-19 health related purchases. This opportunity is for Allegany County nonprofit organizations, government agencies, outpatient clinics conducting COVID-19 testing, long term care facilities, assisted living facilities, and home healthcare agencies. Application deadline is June 24.
Essential Worker Resources
- Childcare / Daycare for Essential Workers – Call 1-877-261-0060
- Childcare Information in Myersville courtesy Creative Children’s Center
West Virginia Public Schools Closed Thru End of School Year.
- Treasury Dept CARES Act Guide
- FEMA Rumor Control – Know The Facts
- World Health Organization
- Centers for Disease Control
- Affected Industries Information
- Small Business Owner’s Guide to the CARE Act
- SBA Disaster Assistance – COVID-19
Health & Wellness
Are you looking for some ways to get exercise? Here are some free online programs to do at home:
- Beachbody On Demand – www.beachbody.com
All workouts are free for 2 weeks
- Pro Performance Rx free online body weight workouts
Download Train Heroic app; Create an account, Use code properformance; Link to Coach Leibreich
- www.signup.LesMillsondemand.com – 2-week free trial
- Free Transform at Home 4-week program – www.transformhq.com
Stay vigilant and informed of scams that may impact you and your finances during this challenging time. Scammers and fraudsters are looking for opportunities. Resources below may provide guidance and if you’re ever unsure, call our Customer Service Center or reach out to your local community office for help.
- ABA’s Scam Information Website
- FTC Scam Information Website
- Public Service Announcement from the FBI
- Phishing and supply scams. Scammers impersonate health organizations and businesses to gather personal and financial information or sell fake test kits, supplies, vaccines or cures for COVID-19.
- Stimulus check or economic relief scams. There are reports that the government will help to ease the economic impact of the virus by sending money by check or direct deposit. However, the government will NOT ask for a fee to receive the funds, nor will they ask for your personal or account information.
- Charity scams. Fraudsters seek donations for illegitimate or non-existent organizations.
- Delivery of malware through “virus-tracking apps” or sensationalized news reports.
- Provider scams. Scammers impersonate doctors and hospital staff and contact victim claiming to have treated a relative or friend for COVID-19 and demand payment for treatment.
- Bank/FDIC scams: Scammers impersonate FDIC or bank employees and falsely claim that banks are limiting access to deposits or that there are security issues with bank deposits.
- Investment scams often styled as “research reports,” claiming that products or services of publicly traded companies can prevent, detect, or cure COVID-19.
10 Tips to Avoid Becoming a Victim
- Watch out for phishing scams. Phishing scams use fraudulent emails, texts, phone calls and websites to trick users into disclosing private account or login information. Do not click on links or open any attachments or pop-up screens from sources you are not familiar with, and NEVER give your password, account number or PIN to anyone.
- Ignore offers for a COVID-19 vaccine, cure or treatment. If there is a medical breakthrough, it wouldn’t be reported through unsolicited emails or online ads.
- Rely on official sources for the most up-to-date information on COVID-19. Visit the Centers for Disease Control and Prevention, World Health Organization and your state’s health department websites to keep track of the latest developments.
- Remember that the safest place for your money is in the bank—it’s physically secure and it’s federally insured. When you deposit your money at a bank, you get the comfort of knowing that your funds are secure and insured by the government. You don’t have the same level of protection when your money is outside the banking system.
- Do some research before making a donation. Be wary of any business, charity or individual requesting COVID-19-related payments or donations in cash, by wire transfer, gift card or through the mail.
- Keep your computers and mobile devices up to date. Having the latest security software, web browser, and operating system are the best defenses against viruses, malware and other online threats. Turn on automatic updates so you receive the newest fixes as they become available.
- Recognize and avoid bogus website links. Cybercriminals embed malicious links to download malware onto devices or route users to bogus websites. Hover over suspicious links to view the actual URL that you are being routed to. Fraudulent links are often disguised by simple changes in the URL. For example: www.ABC-Bank.com vs ABC_Bank.com.
- Change your security settings to enable multi-factor authentication for accounts that support it. Multi-factor authentication—or MFA—is a second step to verify who you are, like a text with a code.
- Before you make any investments, remember that there is a high potential for fraud right now. You should be wary of any company claiming the ability to prevent, detect or cure coronavirus. For information on how to avoid investment fraud, visit the U.S. Securities and Exchange Commission website.
- Help others by reporting coronavirus scams. Visit the FBI’s Internet Crime Complaint Center at www.ic3.gov to report suspected or confirmed scams. You can also stay up-to-date on the latest scams by visiting the FTC’s coronavirus page at ftc.gov/coronavirus.
If you have resources, links or information to share with the community, please feel free to email that to us using the form below.
In this week’s episode, we discuss the Paycheck Protection Program (PPP) Loan Forgiveness with Brian Boal, CPA, principal and founder of Boal & Associates, PC, located in Oakland, Maryland. In our discussion, we discuss the questions currently surrounding the PPP program, and specifically what portion of the loan is forgivable and the best practices to ensure your business will be able to maximize that forgiveness.
In this week’s episode, we discuss mental health and wellness during the pandemic with Colleen Kradel, LICSW, owner of Be Well Counseling Services (https://bewellbetter.com) in Martinsburg, WV.
Conversation with Josh Bosley, VP & Director of Lending at First United regarding small businesses facing a time of crisis, during the pandemic. Topics covered include SBA Paycheck Protection Program (PPP Loans) and other programs and advice for businesses to manage during a difficult time.
This week’s economic update with Sean McCreery helps shed light on some of the impacts of the coronavirus seen in the economy. Please note, due to recording this remotely, the audio quality is reduced.
Digital fraudsters have developed COVID-related scams to take advantage of consumers during this very challenging time. Be cautious and follow these tips to keep yourself and your finances safe and secure.
Please note that this episode was recorded in the weeks prior to the pandemic. However, new fraud attempts are on the rise related to this crisis, we encourage individuals and businesses to remain vigilant and contact your financial institution if you are uncertain of a request for your information or for money. In this episode, we discuss fraud and identity theft on a broad scale with Eric Goff and Jennifer Kreighbaum from the First United Compliance and Fraud Department.
If you have encountered financial hardship as a result of the Coronavirus (COVID-19) and looking for assistance, contact your relationship manager or our Customer Service Center:
Customer Service Center – 1-888-692-2654
Monday – Friday 8:00 a.m. – 8:00 p.m.
Saturday 9:00 a.m. – 1:00 p.m.
Yes. There is no disruption to our ATM network. Machines located outside of a lobby are a great alternative for checking account balances, depositing cash or checks, making cash withdrawals, and transferring funds between other First United accounts. Business customers can also continue to use our Night Drop service.
Alternative ways of branch banking are not new due to the coronavirus outbreak. To help you quickly identify an alternative to many of your common lobby banking needs, review our reference guide and continue to stay connected with us through this website, email and social media.
First United Digital Banking Solutions are a great way to bank anywhere, anytime. We’ve got you covered, offering Personal and Business Online (Internet) and Mobile Banking, Bill Pay or person to person payment options, Mobile deposit, card alerts and much more. Get started by reviewing tutorials, enrolling or downloading the app OR contacting our Customer Service Center at 1-888-692-2654 for assistance.
Further restricting lobby access to a ‘closed’ status means we are complying with federal, state and local government directives to help reduce the spread of coronavirus (COVID-19). We want to stay connected with you in a safe manner. Therefore, our Drive-up lanes remain open during normal business hours along with 24/7 access to our ATM network and Digital Banking solutions.
Should you have a need to access our branch lobby for services such as Safe Deposit box access, or have any questions during this time, please call your local office or our Customer Service Center at 1-888-692-2654. We will do our best to accommodate your needs quickly and safely. Our offices continue to perform recommended daily cleaning measures, but should you be permitted to enter the branch, you will be asked to wear the provided mask and use hand sanitizer or gloves, appropriately.
First United cleans/disinfects high touch areas, like the drive-up tubes, multiple times throughout the day. If you have concerns about the drive-up equipment, we suggest that you consider utilizing gloves when touching this equipment and remove them immediately after.