Celebrating 120 Years
At First United Bank & Trust, we’re really good at what we do – 120 years of practice certainly helps. Our goal has always been to create a real impact in our community. Helping people and businesses succeed has been our focus since 1900. We are proud to be celebrating our 120th anniversary—but what we’re most proud of is our legacy of partnering with this community.
Awards & Recognition
2020 Greatest of Garrett County
The Garrett County Republican
2020 Reader's Choice
Favorite Local Bank
Cumberland Times News
2020 Women on Boards
Recognized as a “Winning (W)” company
2019 Local Favorite BANK OR CREDIT UNION
Awarded November 2019 by Deep Creek Times
Strongest Financial Institution in the Nation
Awarded March 2019 by Bauer Financial
First United is my bank for life.
My bank is ACCOMMODATING.
We yield to the customer. We take the time to listen and be curious, go the extra mile, and serve you well. At First United, we pause, look, watch and learn. We first slow down to understand you well, knowing each person and situation is unique. Then, we work to find a solution, look for opportunities, offer guidance, create a meaningful experience, and please you by doing more than what’s expected.
My bank is PASSIONATE.
We are passionate about people.
We’re passionate. Serving is inspiring. We’re all about serving people, fulfilling dreams and creating better lives. We are in the business of helping people accomplish things they can’t do on their own. We support the creation and growth of businesses. We make the community a better place. We foster long-term relationships. And we’re maintaining the tradition of a community bank that’s played a vital role in customers’ lives since 1900. It feels really good to feel passionate about what we do and who we help.
The History of First United Bank & Trust
- November 11, 1900
- May 15, 1963
- July 21, 1964
- November 15, 1982
- November 17, 1982
- June 15, 1983
- January 28, 1985
- May 2, 1988
- October 17, 1990
- August 17, 1994
- November 14, 1994
- August 14, 1995
- November 13, 1995
- November 17, 1995
- December 4, 2000
- April 14, 2004
- February 28, 2005
- December 10, 2006
- March 19, 2007
- September 10, 2007
- October 18, 2008
- April 22, 2009
- June 26, 2009
- December 10, 2010
- November 11, 2011
- November 19, 2011
- May 15, 2012
- August 1, 2013
- September 16, 2014
- January 1, 2016
- April 1, 2016
- April 25, 2016
August 20, 2016- March 31, 2018
- March 31, 2019
- November 12, 2019
- March 31, 2020
April 10, 2020- September 23, 2020
1900
In November 1900, First United is established as First National Bank of Oakland with a location on Main Street.
Bank by Boat
In May, 1963, the Lake Community Office opened, situated along the water’s edge of Deep Creek Lake, was called America’s First Banking by Boat Office by many who wrote about its existence. Dock space was provided at the rear of the building for the “sail-in” customers.””
Grantsville
New branch opens in Grantsville, Maryland, expanding the area First United serves in July 1964.
Cumberland
In November 1982, First United opens another new location in Cumberland Maryland on West Harrison Street.
Bel Air
November, 1982, First United opens a new location in Bel Air, Maryland; expanding into Cumberland.
Merger with Cumberland Savings
In 1983, First United merged with Cumberland Savings Bank and changed our name to First United National Bank & Trust.
Bel Air
January 28, 1985, First United moves to a new location in Bel Air, Maryland.
Merger with First National Bank of Piedmont
In May 1988, First United merges with First National Bank of Piedmont, adding the current Tri-Towns Community Office to the First United Bank & Trust family!
Keyser
First United opens a branch in Keyser, West Virginia in December 1990.
White Oaks
Grand Opening of the new location of our White Oaks, Maryland office on August 17, 1994.
Riverside
On November 14, 1994, First United celebrated the grand opening of the new Riverside Community Office in Frederick, Maryland on Monocacy Boulevard.
Customer Care Center
Our full-service, open-late, live Customer Care Center was opened in August 1995, in Oakland, Maryland. Answering over 100,000 calls annually, the Customer Care Center can be reached until 10 PM on weeknights by calling 1-888-692-2654.
Myersville
In November, 1995, First United consolidated with Myersville bank, adopting the slogan My Bank!
Edgewood Drive
On November 17, 1995, First United opened a new location in Hagerstown Maryland on South Edgewood Drive.
Deep Creek Lake
On December 4, 2000, First United’s Lake office in McHenry moves to a new, beautiful location.
Edwin Miller
After acquiring several offices in the Martinsburg, West Virginia area in July 2003, First United opens a new branch on Edwin Miller Boulevard on April 14, 2004.
Sabraton
First United begins expansion into Morgantown with a new office in Sabraton, West Virginia on February 28, 2005.
Star City
First United continues its Morgantown, West Virginia expansion with a new office in Star City that opened in December 2006.
Wesel Blvd.
Market expansion continues in Hagerstown, Maryland with a new location on Wesel Boulevard which opened on March 19, 2007.
My Bank Express
In September 2007, First United’s offers its first Express location with drive-up services
Online Account Opening
Expanding available digital solutions for customers, First United begins offering online personal account opening on October 18, 2008.
Baughmans Lane
First United establishes another new office in Frederick, Maryland opening on April 22nd on Baughmans Lane.
Suncrest
As the third office in Morgantown, West Virginia, First United opens a location at the Suncrest Towne Centre on June 26, 2009.
Keyser
First United moves its Keyser office to a new, beautifully constructed building in December of 2010.
50 Years of Wealth
The First United Trust & Investments department celebrates it’s 50th year providing customers with great service!
Mobile Banking
First United begins offering personal mobile banking, allowing customers to access their accounts on-the-go in late 2011.
Rodeheaver Named President & CFO
Carissa L. Rodeheaver is promoted to President and Chief Financial Officer.
Mobile Deposits
First United begins offering mobile deposits, allowing customers and small businesses to deposit checks directly from their mobile device on August 1, 2013.
Soles 4 Souls
First United participates in a bankwide effort to collect and donate used shoes to the Soles 4 Souls organization; collecting over 33,000 shoes!
Rodeheaver Named CEO & Chairman
January 1, 2016, Carissa L. Rodeheaver is promoted to Chairman of the Board, Chief Executive Officer and President.
Cannery Community Office Opens
The Cannery office opens at Gateway to Frederick City ushering the Branch of the Future concept for First United.
Cannery
April 25, 2016, First United opens a new, state-of-the-art branch of the future” in the old Cannery building in Frederick
First United Rebranding Initiative
We listened to you and changed our look. You told us you’re glad we’re still committed to community, service and solutions after all these years. So even though we’re the same bank we’ve always been, we created a fresh new logo that emphasizes our purpose — you. We’ve brightened our..Read More
First United Named One of the Strongest Financial Institutions
First United has been named a 5-star organization by Bauer Financial. Learn more here.
First United Again Named One of the Strongest Financial Institutions
First United has been named a 5-star organization by Bauer Financial for the second year in a row. Learn more here.
First United Named Local Favorite Bank or Credit Union
Awarded in November 2019 by Deep Creek Times People’s Choice Award. Our goal as an organization has always been to exceed expectations. Not just the expectations of our customers, but also the expectations of the communities we serve. After all, we are a true community bank. We will continue to..Read More
First United Again Named One of the Strongest Financial Institutions
First United has been named a 5-star organization by Bauer Financial for the third year in a row. Learn more here.
First United Honored by 2020 Women on Boards for Female Board Representation
First United Corporation (NASDAQ: FUNC), a bank holding company and the parent company of First United Bank & Trust, has been recognized as a “Winning (W)” company by 2020 Women on Boards, the premier global education and advocacy campaign committed to increasing the number of women on corporate boards. “We are..Read More
First United Named Greatest in Garrett County
Awarded in September 2020 by The Garrett County Republican Our goal as an organization has always been to exceed expectations. Not just the expectations of our customers, but also the expectations of the communities we serve. After all, we are a true community bank. We will continue to invest in..Read More
My bank can CUSTOMIZE.
We like to craft a unique solution.
We adapt solutions. We are a trusted advisor. We listen well and customize. We see people as individuals. We’re flexible. Because we are confident, and believe in ourselves and our bank, we are able to deliver a refreshing level of customization. Respectful teamwork empowers us to satisfy all of your needs. And because we are passionate about people, we know that the right solution will have a positive effect. We find only those answers that enable you to better enjoy life and foster our community’s prosperity.
My bank is TRUSTWORTHY.
We are trusted advisors.
We nurture trust. We are knowledgeable experts. At First United, we take advantage of every opportunity to improve skills, grow personally, pursue intellectual advancement and refine our emotional intelligence too. We are focused on achievement, and are rewarded and recognized for superior service and personal development. So we work together as a team to earn each other’s respect and be trustworthy. You are counting on us, and we take that responsibility seriously.
Carissa Rodeheaver
Chairman of the Board, President and CEO
My bank is PERSONAL.
We offer that personal touch.
We keep it personal. It makes a difference. At First United, we are curious and caring, wanting to know you firsthand, and understand your financial and personal goals. We are family oriented, so we like to get to know each other well too. We are passionate about helping find solutions to challenges. This highly individualized approach to banking shows that we still hold onto the ideals of trust and friendship, experience and compassion, priorities and purpose.
My bank is MY PARTNER.
We are all in this together.
We pledge to live by these values we’ve shared with you, and to provide the support and resources that you need to deliver on our promises. By embracing these values in our daily activities, where our unique talents and passions expand, we want you to be able to notice the difference, value the experience, and say, “That’s my bank—my helpful, trusted partner for life.”
Talk to one of our Hometown Experts in Community Office near you.
My bank INSPIRES ME TO INSPIRE OTHERS.
We love to see you shine.
To enrich the lives of everyone in our community, let’s unite and work together as a team committed to a common goal. After all, we’re called First United. We are all innately passionate about being here for people, helping this community succeed and sincerely wanting to be a part of every solution. Carefully cultivated relationships, uncommon service and a dedication to customize solutions set us apart, impact this community’s future and make people want to say, “That’s my bank!”
Dollars Donated To Our Communities Annually
Hours of Volunteerism Donated Annually In Our Communities
Hours of Financial Education Outreach
Executive Team
Carissa L. Rodeheaver
Tonya K. Sturm
Keith Sanders
Jason B. Rush
R.L. Fisher
Karen Malecki
Chief Executive Officer, President and Chairman of the Board
Carissa L. Rodeheaver
Phone:1-888-692-2654
Latest News & Announcements
2020 First United-United Way Golf Tournament Final Donation Information
First United Bank & Trust sponsored the 32nd Annual Charity Golf Tournament at the Oakland Golf Club on Friday, September 25, 2020. This was the 22nd year that First United has organized this event. The tournament has become a tradition over the past 31 years and has raised over $536,500 for Garrett County charities. Participants were able to enjoy a challenging round of golf, and at the same time, help raise much-needed funds for worthy community projects.
2020 First United – United Way Golf Tournament
The 2020 First United golf tournament to benefit the United Way was held in a unique environment, due to COVID 19 restrictions. However, our teams had a great day and beautiful weather to enjoy the course. We will update this post later with results of the amount...
First United Wins Garrett County Republican’s “Garrett’s Greatest” Readers’ Choice Award
2020 marks the inaugural presentation of the Garrett County Republican’s ‘Garrett’s Greatest’ Readers’ Choice Awards. These awards are the results of this year’s survey that were published in the Garrett County Republican and the republican website and Facebook page during the months of July & August. Nearly 34,000 votes were counted and all winners will be announced in a special supplement today (9/24/20), in the Garrett County Republican.