please see your branch location for current hours & ACCESSIBILITY.

Please refer to your community office location (found on our locations page) for hours of operation and accessibility. If your local office continues to have managed lobby access, or appointment only, remember that there are alternate banking options through our drive-up facilities, digital solutions, and  Customer Service Center by calling 1-888-692-2654.

Our branch system has enhanced daily cleaning procedures; using additional disinfectants on surfaces, providing hand-sanitizers, and re-enforcing best hygiene practices from the CDC and the WHO

Current Bank Lobby & Drive-up Access

  • Check branch hours before visiting.
  • Use our ATMs to make deposits, withdrawals and transfers.
  • Access our digital banking tools, available 24/7.
  • Call your local office or the Customer Service Center at 1-888-692-2654 to set-up an appointment if absolutely necessary, to discuss more comprehensive services or any financial hardship you may be experiencing. We will do our best to accommodate your needs quickly and safely. Our offices continue to perform recommended daily cleaning measures, but should you be permitted to enter the branch, you will be asked to wear the provided mask and use hand sanitizer or gloves, appropriately.



Community Resources & Information

Maryland Public Schools Closed Thru End of School Year.


Health & Wellness

  • Home Meals for Seniors – Call 1-866-50CHECK
  • Health Expense Reimbursement – Allegany County Health Department is accepting applications for reimbursement of COVID-19 health related purchases.  This opportunity is for Allegany County nonprofit organizations, government agencies, outpatient clinics conducting COVID-19 testing, long term care facilities, assisted living facilities, and home healthcare agencies.  Application deadline is June 24.

Essential Worker Resources


Federal Resources



Health & Wellness

Are you looking for some ways to get exercise? Here are some free online programs to do at home:

  • Beachbody On Demand –
    All workouts are free for 2 weeks
  • Pro Performance Rx free online body weight workouts
    Download Train Heroic app; Create an account, Use code properformance; Link to Coach Leibreich
  • – 2-week free trial
  • Free Transform at Home 4-week program –

Stay vigilant and informed of scams that may impact you and your finances during this challenging time. Scammers and fraudsters are looking for opportunities. Resources below may provide guidance and if you’re ever unsure, call our Customer Service Center or reach out to your local community office for help.

Common Scams

  • Phishing and supply scams. Scammers impersonate health organizations and businesses to gather personal and financial information or sell fake test kits, supplies, vaccines or cures for COVID-19.
  • Stimulus check or economic relief scams. There are reports that the government will help to ease the economic impact of the virus by sending money by check or direct deposit. However, the government will NOT ask for a fee to receive the funds, nor will they ask for your personal or account information.
  • Charity scams. Fraudsters seek donations for illegitimate or non-existent organizations.
  • Delivery of malware through “virus-tracking apps” or sensationalized news reports.
  • Provider scams. Scammers impersonate doctors and hospital staff and contact victim claiming to have treated a relative or friend for COVID-19 and demand payment for treatment.
  • Bank/FDIC scams: Scammers impersonate FDIC or bank employees and falsely claim that banks are limiting access to deposits or that there are security issues with bank deposits.
  • Investment scams often styled as “research reports,” claiming that products or services of publicly traded companies can prevent, detect, or cure COVID-19.

10 Tips to Avoid Becoming a Victim

  1. Watch out for phishing scams. Phishing scams use fraudulent emails, texts, phone calls and websites to trick users into disclosing private account or login information. Do not click on links or open any attachments or pop-up screens from sources you are not familiar with, and NEVER give your password, account number or PIN to anyone.
  2. Ignore offers for a COVID-19 vaccine, cure or treatment. If there is a medical breakthrough, it wouldn’t be reported through unsolicited emails or online ads.
  3. Rely on official sources for the most up-to-date information on COVID-19. Visit the Centers for Disease Control and Prevention, World Health Organization and your state’s health department websites to keep track of the latest developments.
  4. Remember that the safest place for your money is in the bank—it’s physically secure and it’s federally insured. When you deposit your money at a bank, you get the comfort of knowing that your funds are secure and insured by the government. You don’t have the same level of protection when your money is outside the banking system.
  5. Do some research before making a donation. Be wary of any business, charity or individual requesting COVID-19-related payments or donations in cash, by wire transfer, gift card or through the mail.
  6. Keep your computers and mobile devices up to date. Having the latest security software, web browser, and operating system are the best defenses against viruses, malware and other online threats. Turn on automatic updates so you receive the newest fixes as they become available.
  7. Recognize and avoid bogus website links. Cybercriminals embed malicious links to download malware onto devices or route users to bogus websites. Hover over suspicious links to view the actual URL that you are being routed to. Fraudulent links are often disguised by simple changes in the URL. For example: vs
  8. Change your security settings to enable multi-factor authentication for accounts that support it. Multi-factor authentication—or MFA—is a second step to verify who you are, like a text with a code.
  9. Before you make any investments, remember that there is a high potential for fraud right now. You should be wary of any company claiming the ability to prevent, detect or cure coronavirus. For information on how to avoid investment fraud, visit the U.S. Securities and Exchange Commission website.
  10. Help others by reporting coronavirus scams. Visit the FBI’s Internet Crime Complaint Center at to report suspected or confirmed scams. You can also stay up-to-date on the latest scams by visiting the FTC’s coronavirus page at

If you have resources, links or information to share with the community, please feel free to email that to us using the form below.

Latest Related News & Information

What Matters Most – CARES Act Impact on Retirement Accounts with Brian Boal

What Matters Most – CARES Act Impact on Retirement Accounts with Brian Boal

In this episode, we talk to Brian Boal, CPA regarding the CARES Act Impact on Retirement Accounts, along with listener questions regarding stimulus payments and student loans! This episode is full of the latest and most helpful information regarding these changes and how they might impact you.

What Matters Most – Teaching Children to Save

What Matters Most – Teaching Children to Save

In this episode, we talk about teaching children to save with Tara Baldwin and Ryan Dotson, Relationship Advisors at First United offices in Morgantown, West Virginia. Tara and Ryan spearheaded a virtual outreach effort using remote teaching tools: videos and printable items, to help teachers and parents with financial education tools during the pandemic.

What Matters Most – Marketing in Uncertain Times with Sean Hockenbery

What Matters Most – Marketing in Uncertain Times with Sean Hockenbery

Is now a good time to be advertising your business? In this week’s episode, Sean Hockenbery, President of Financial Marketing Solutions ( joins us to chat about tips, ideas and best practices related to marketing and advertising for your business during uncertain times.

Frequently Asked Questions

If you have encountered financial hardship as a result of the Coronavirus (COVID-19) and looking for assistance, contact your relationship manager or our Customer Service Center:

Customer Service Center – 1-888-692-2654
Monday – Friday 8:00 a.m. – 8:00 p.m.
Saturday 9:00 a.m. – 1:00 p.m.

Yes, our offices remain open for business. To help prevent the spread of COVID-19, we have heavy restrictions on all lobby access and recommend the use of our digital banking services, ATMs, and drive-up facilities. Please check your nearest office location before visiting us.

Yes. There is no disruption to our ATM network. Machines located outside of a lobby are a great alternative for checking account balances, depositing cash or checks, making cash withdrawals, and transferring funds between other First United accounts. Business customers can also continue to use our Night Drop service.

Alternative ways of branch banking are not new due to the coronavirus outbreak. To help you quickly identify an alternative to many of your common lobby banking needs, review our reference guide and continue to stay connected with us through this website, email and social media.

First United Digital Banking Solutions are a great way to bank anywhere, anytime. We’ve got you covered, offering Personal and Business Online (Internet) and Mobile Banking, Bill Pay or person to person payment options, Mobile deposit, card alerts and much more. Get started by reviewing tutorials, enrolling or downloading the app OR contacting our Customer Service Center at 1-888-692-2654 for assistance.

Further restricting lobby access to a ‘closed’ status means we are complying with federal, state and local government directives to help reduce the spread of coronavirus (COVID-19). We want to stay connected with you in a safe manner. Therefore, our Drive-up lanes remain open during normal business hours along with 24/7 access to our ATM network and Digital Banking solutions.

Should you have a need to access our branch lobby for services such as Safe Deposit box access, or have any questions during this time, please call your local office or our Customer Service Center at 1-888-692-2654. We will do our best to accommodate your needs quickly and safely. Our offices continue to perform recommended daily cleaning measures, but should you be permitted to enter the branch, you will be asked to wear the provided mask and use hand sanitizer or gloves, appropriately.

First United cleans/disinfects high touch areas, like the drive-up tubes, multiple times throughout the day. If you have concerns about the drive-up equipment, we suggest that you consider utilizing gloves when touching this equipment and remove them immediately after.